Upper90

Profile

Upper90 is a hybrid investment firm based in New York City, founded in 2018. The firm is led by co-founders Billy Libby and Jason Finger, who bring extensive experience in finance and entrepreneurship. Upper90's team consists of 21 members, including three partners, focusing on providing tailored debt and equity solutions to technology startups. The firm differentiates itself by leveraging data to offer credit facilities that align with equity investments, helping startups retain more ownership.

Upper90 primarily invests in fintech, e-commerce, logistics, and marketplace sectors, offering credit facilities ranging from $5 million to $25 million, which can scale up to $250 million. The firm targets Seed to Series B stages and focuses on companies with predictable revenue or collateral. Upper90's strategic group of over 300 limited partners aids in identifying and adding value to portfolio companies. The firm manages funds like Upper90 Fund II, a mezzanine fund with a vintage year of 2021.

Notable investments by Upper90 include Clearco, a fintech company; Thrasio, an e-commerce aggregator; and Crusoe, a technology firm. These investments highlight Upper90's focus on high-growth technology businesses and its ability to provide both credit and equity to support their growth trajectories.